Did you know that all U.S. Citizen can receive a copy of their credit report for free annually? Yes that's right! No longer do you have to pay to view what's inside your credit profile. If you haven't done so in a while, you should get your hands on a copy of your free credit report to see what creditors ... Read more

There are so many companies out there using consumers low credit score in order to make money. The truth is that you don’t need anyone to help you with it. That’s right – You can do it on your own.

As a matter of fact credit repair companies do the exact same things you do to repair your credit, so why should you pay for it?
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There are a number of things you can do to try to raise your so-called FICO score. In general, you’ll pay higher interest rates the lower your score. FICO scores range from 300 to 850; the median score is 723. To get the best rates, you’ll usually have to have a score of at least low- to mid-700s.

1Make sure the information used to calculate your credit score is correct and ... Read more